First-Time Home Buyer Credit - Degang Cheng, a Loan Officer in SF Bay Area

As a first-time homebuyer, you might worry about having an imperfect credit score, insufficient down payment, needing to purchase a condo, or applying for a large loan—factors that could affect your interest rate. But with our first-time homebuyer loan pricing adjustment credit, you can put those worries to rest. This credit can fully offset any price adjustments due to these factors, allowing you to secure a great interest rate even in the face of these challenges! Contact Degang Cheng to find out how we can make your first home purchase smooth and easy.

To check Area Median Income (AMI), go to Fannie Mae website.

Degang Cheng, PhD
Loan Officer
NMLS: 2464860
Googain Inc. 
NMLS: 275975
1288 Kifer Rd STE 208, Sunnyvale, CA 94086
Email: DegangCheng@googain.com
Cell Phone: 510-516-8551