Soft Inquiry Pre-Approval - Degang Cheng, a Loan Officer in SF Bay Area

Most lenders perform a hard pull to check the applicant’s credit report during pre-approval, which leaves a record on the credit report, affects the credit score, and results in numerous phone calls and advertisement letters. If you are just in the home search stage, there is no need to do this. Before entering into a purchase contract, we use a soft pull to prepare a pre-approval letter, which leaves no record on your credit report and does not affect your credit score. Call, text, or call me to get ready for home shopping with a fully underwritten pre-approval today.

Degang Cheng, PhD
Loan Officer
NMLS: 2464860
Googain Inc. 
NMLS: 275975
1288 Kifer Rd STE 208, Sunnyvale, CA 94086
Email: DegangCheng@googain.com
Cell Phone: 510-516-8551